Portfolio Management Program

Portfolio Management

Strategic Portfolio Management (SPM) is our open-architecture, “fee-based” program utilizing low cost  ETF’s, funds and securities. This is our “corner-stone” approach to asset management for individuals, families, businesses and organizations. 

This program is customized and managed by your our team while driven by your unique financial goals and risk tolerance. Our firm partners with Charles Schwab and Fidelity to provide dynamic service in research, asset custody and management, backed by a fiduciary standard. 

Our process-driven, time-tested investment program allows you to focus on a sound, repeatable investment process, and its results, not commissions. Since annual fees are based on total assets under management, our compensation is tied directly to the value of your accounts, thereby helping to reduce any conflicts of interest. Still, there is no “one-size-fits-all’ solution. Your age, financial goals, account type and feelings about risk all help to mandate your selected models and our work together.

Providing consistent, concierge-level service and 24/7 access to our team members while managing your expectations is as important to us as managing wealth. We provide clients with quarterly in person, zoom or phone checkup meetings with straightforward, comprehendible illustrations and summary letters to help benchmark and track their progress. 

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How we charge:

Our firm provides a competitive “tiered” asset based fee management schedule based on your total account values under our advisement. Your advisory fee is assessed over the course of the year and charged quarterly. Working as fee-based advisors allows us to offer objective financial advice while aligning our goals with that of our clients; growing their wealth over time while helping to minimize conflicts of interest. 

Through our Strategic Portfolio Management (SPM) Program, we are able to adjust your investment portfolio without requiring you to pay any additional commissions regardless of the number of trades placed on your behalf.  In essence, this process provides clients a clear, easy to understand, fiduciary approach with three things in mind:
1 No Commissions 
2 No Proprietary products (open architecture)
3 No Trading fees (or hidden fees)

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Our Strategic Portfolio Management Strategies: (SPM)

Ulin & Co. provides a dynamic-strategic “model-driven” approach to wealth management. Our select lineup of sophisticated “all-weather” portfolios are built around low cost, no-load ETF’s and mutual funds while investing across multiple bond, stock and alternative asset classes. Through our diligent research, the investments in each of our models are tracked, tested and reviewed each month. The results then flow into our models that include quarterly optimization and rebalancing as warranted.  For our multi-family office clients we add on a more robust platform of bespoke investments, strategies and products. 

We are continuously monitoring the global investment landscape to help identify strategic, tactical, technical and fundamental trends to deploy with our “four oars in the water” approach as economic cycles change over time. 

Guided by four tenants: research, performance, transparency and service, our team is committed to delivering to our clients on all four through objective advice, actionable investment guidance, timely economic and market perspectives and visibility into our process.

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Investment Due Diligence

With closely integrated research, trading and portfolio management oversight, we constantly monitor risk/reward relationships across sectors to identify attractive investment opportunities and implement our early sell discipline when appropriate,

According to the Global Industry Classification Standard (GICS) there are 11 stock market sectors, 24 industry groups, 69 industries and 158 sub-industries into which all major public companies are categorized. Within an asset class, there can be multiple styles and variations, each of which can act differently in a given market condition. Our investment team focuses on finding investments and managers that best represent each sub-style within an asset class.

Even the best sub-style manager may underperform when market conditions cause their sub-style to be out of favor. Therefore, we also try and find “all-weather” managers and investments. These managers typically do not have dramatic outperformance or underperformance in any market condition – instead they post more consistent returns.

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Portfolio Management Oversight

Ulin & Co. will trade and rebalance your accounts and handle operational tasks such as investing contributions and freeing up cash for any requested withdrawals and or Required Minimum Distributions. Each of our strategic portfolio models and underlying holdings are monitored monthly while rebalanced and reoptimized according to specific metrics.

Rebalancing Guidelines: Portfolios will be periodically rebalanced throughout the year as warranted. Each underlying investment will be compared with their related benchmark as well as related peer group funds. We execute both qualitative and quantitative analysis of each position while incorporating the “Five Pillars” of Morningstar’s tools and research of (1) Process (2) Performance (3) People (4) Parent & (5) Price.

Trade rationale may include strategies:
*To bring your allocation weightings closer to your target allocation.
*To help enhance performance and or to help reduce risk.
*To incorporate market forecasts and trends.
*To align your allocation to revised personal goals or timeframe.
*To revise or eliminate a holding due to a recent change in a fund manager.

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ABOUT US

Ulin & Co. Wealth Management is a trusted, independent advisory firm serving successful individuals, multi-generational families, retirees, entrepreneurs and business owners for over two decades. We serve as your personal “CFO” and advocate by providing fee-based portfolio management and comprehensive financial planning expertise, which includes retirement income, asset protection, tax, insurance, health care and estate planning strategies.

Founded on traditional values, our boutique firm works as hard to build trust and long-lasting relationships with our clients as we do to manage and conserve wealth. We have established a reputation for accountability and clarity, and truly treat you like family.  Our team is available 24/7 for our client’s questions and service needs – while providing monthly calls and quarterly review meetings. Our clients also benefit from our weekly newsletters along with quarterly client events. 

Learn More: CV’s/ About Us     Family Office

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ADVANTAGES OF WORKING WITH OUR FIRM 

Many independent advisory firms are owned by the individual advisors who run them, so they forge personal relationships with their clients.  The following areas can help add trust, confidence and value when working with an independent advisor and firm. 

Can your broker provide all the following value propositions? The stakes are too high to accept anything less. 

• Independent SEC Registered Investment Advisor (RIA) firm affiliate
• Recognized CERTIFIED FINANCIAL PLANNER™ professional
• Multi-Family Office team with NewEdge Advisors partners 
• Multi-custodial firm with Charles Schwab and Fidelity Investments.
• Your money is held by an independent custodian, not the advisor firm.
• Customized guidance based on your entire financial picture
• A fee management structure that is simple to understand
• A relationship that’s responsive, attentive, and personal
• A fiduciary focus, putting your interests first

Powered by NewEdge Advisors: Ulin & Co partners with NewEdge advisors, a part of  NewEdge Capital Group that is a Barron’s Top 100 RIA Firm and Forbes’ America’s Top RIA Firm** supporting over 300 independent advisors. The company is a division of EdgeCo Holdings, LP, which collectively services over $170B through various business lines and family offices.

Call today to get started: (561) 210-7887

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