Our Philosophy

  • Our Philosophy

    Independence is Key

    The financial services industries reputation has been greatly tarnished over the past decade. Many brokers and advisors often incorrectly misuse the word “trust” – as they are limited in their ability to provide a true, unbiased fiduciary relationship for their clients – just based on their employer relationship.

    In any successful relationship, trust is essential. When looking for a financial advisor, you deserve to know how we operate so you can make an informed decision about working with us. Ulin & Co. is different in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. We are equity- owners of an independent wealth management advisory firm and are actively involved in every facet of our business. Most importantly, here, you are never just a sequence of numbers on an account.

    We believe that being independent and not conflicted by business interests or stockholder profits – is the only way to provide truly objective and trusted advice. Joining Ulin & Co. Wealth Management means establishing a relationship with a trusted firm who addresses your needs and has your best interests at heart. From generation to generation, we’ve established a reputation for accountability and clarity and truly treat you like family. You’ll know where your money is and what it’s doing for you.

    Wealth Planning is Vital

    You’ve worked your whole lifetime to save and invest for your financial independence and retirement. The decisions you make today can greatly affect your long-term financial health more than how much you saved to begin with. Smart decisions start with research, knowledge and a plan. Fundamental investing principals combined with financial planning and wealth management concepts can provide you with a strong basis from which you can build your knowledge and confidence.

    Imagine driving around on your vacation, stressed out, and lost in an area with no map or navigation system. Preparing to meet your financial goals to help achieve or maintain a lengthy retirement can be very much the same if you do not have a plan. As your financial guide, our focus is to make sure that your roadmap before or after retirement is clear and accurate. Let us do your worrying for you. We aim to take the stress and complexity out of retirement and wealth planning by offering you a full-service, holistic approach.

    Professional Management is Essential

    Consider that it’s important to have a good relationship with your money. Money cannot buy health or happiness, and you obviously can’t take it with you. Still, the financial freedom and enjoyment that money can bring to support your goals before or after you retire is key. Some of us make very sound decisions with our money, and with many others, not so much the case.

    With an overabundance of financial products, technology and information, attempting to manage your own investments in today’s challenging post-recession economy can be an overwhelming and often time-consuming task. We all come from different generations, cultures and family values. Understanding that we all view money differently and have different feelings about risk and investing, enables us to help clients to utilize their money to best help them meet their personal and financial goals.

    Our goal is to keep our fees and process easy to understand – while providing our clients sophisticated portfolios that are actively managed to balance risk and return through all market conditions. As investment analyst Louise Yamada said, “There are two kinds of losses. A loss of capital and a loss of opportunity; but there will always be another opportunity if you protect capital.” We are very conscious of working to protect our client’s portfolio values during times of market volatility.

    We respond to what the market is actually doing while keeping an eye on where it may be heading. Breaking from the traditional “buy, hold and hope” philosophy, our strategic portfolios and diversification* strategy evolve and adapt to information we continuously gather from global market indicators and our research partners. Our investment strategy is an antidote to conventional industry practices and herd-like behavior.

    *Diversification does not guarantee profits or protect against losses.

Meet Your Financial Management Team

  • Jon W. Ulin, CFP®

    CERTIFIED FINANCIAL PLANNER™ Managing Principal

    Jon W. Ulin, CFP®, Private Wealth Advisor, is the founder and Managing Principal of Ulin & Co. Wealth Management. Jon graduated Cum Laude with a BBA in Accounting and Finance from Temple University to then work in...

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    Jon W. Ulin, CFP®

    CERTIFIED FINANCIAL PLANNER™ Managing Principal


    Jon W. Ulin, CFP®, Private Wealth Advisor, is the founder and Managing Principal of Ulin & Co. Wealth Management. Jon graduated Cum Laude with a BBA in Accounting and Finance from Temple University to then work in Public Accounting in Philadelphia. After establishing our firm in 2002 in Boca Raton through a national Broker-Dealer, Jon transitioned Ulin & Co. to the independent Hybrid-RIA channel in 2009 as an affiliate of Independent Financial Partners.

    As an advocate for financial wellness and education, Jon is a sought-after speaker for both community and corporate events and is often quoted by national news and media outlets. He has worked over the years with many Fortune 500 regional high-tech locations as well as with businesses and municipalities to provide turn-key benefits, retirement, investment and personal finance workshops as part of our Work-site Financial-Ed (WFE) services.

    Jon works primarily as a ‘fee-based’ investment advisor and is responsible for all aspects of our clients’ financial planning and portfolio management services.

    Growing up in Philadelphia and putting himself through college, the American values of hard work, loyalty and integrity were ingrained in Jon from an early age. Ulin & Co. is rooted in these values by striving to provide exceptional service and advice at every step. Jon has helped guide many boomer and retired clients and their families through bull and bear markets as well as through major life events to help them pursue their financial goals and independence with confidence.

    Jon leads a very active and healthy lifestyle and enjoys golf, running and circuit training. He resides in Boca Raton, Florida with his wife, Erin, daughter Skylar and Benjamin, their Boston Terrier.

    Professional Associations and affiliations

    -CFP® Professional: Active Status
    -Financial Planning Association – Planner Search (FPA)
    -Human Resource Association of Palm Beach County (HRPBC)
    -Society for Human Resource Management (SHRM)
    -Boca Raton Historical Society (BRHS)
    -Temple Alumni Association (TU)
    -IBM South Florida Alumni Association

    *Securities registrations: Series 7 & Series 66 held through IFP Securities, LLC
    *Life & Health Insurance Licensed

    How Jon Benefits You

    Jon provides strategic direction for the firm and is the public face of Ulin & Co. Wealth Management. He is responsible for all aspects of our clients’ portfolio management and financial planning services. As a business owner and entrepreneur, Jon is committed to innovation, market research, cutting edge technology, ongoing learning and creating life-long client relationships.

    Community & News

    Mr. Ulin creates and runs educational events through our Worksite Financial Ed programs, publishes a weekly newsletter “Gain A Wealth of Insight®” and produced the Mastering Your Wealth® morning radio show. Jon is frequently interviewed by national news outlets and has been quoted by CNBC, US News & World Report, Investment News, NY Post, Money, Time, Bloomberg, USA Today, MarketWatch, Barrons, The Street, Washington Post, MSN and the Wall Street Journal. Visit our media center.

  • Jakub Novak

    Manager, Client Services, IFP   

    With more than 7 years of progressive experience supporting financial investment operations and client servicing areas, we are delighted to have Jakub assist with our dedicated support to clients. He has a BA in Finance...

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    Jakub Novak

    Manager, Client Services, IFP   


    With more than 7 years of progressive experience supporting financial investment operations and client servicing areas, we are delighted to have Jakub assist with our dedicated support to clients. He has a BA in Finance from the University of Florida.

    Jakub’s responsibilities include managing Independent Financial Partners client services team, while working directly with our firm’s clients, advisors and broker-dealer custodians to help facilitate our work at all levels in a transparent and effective manner.

     *Mr. Novak is an employee of Independent Financial Partners & not affiliated with Ulin & Co Wealth Management.

  • Joyce Robinson

    Branch Operations

    Joyce brings 25+ years of experience in administration, operations, finance, management and customer service skills to Ulin & Co. She has worked several jobs from Mahoney Cohen Accounting and Champion Computer (IBM...

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    Joyce Robinson

    Branch Operations


    Joyce brings 25+ years of experience in administration, operations, finance, management and customer service skills to Ulin & Co. She has worked several jobs from Mahoney Cohen Accounting and Champion Computer (IBM affiliate) to coordinating operations, payroll and HR for companies with 100+ employees.

    Joyce’s responsibilities include managing branch bookkeeping, reconciliations, payroll and other operational responsibilities.

     

  • Aaron Gillman, CFP®, CFA

    Chief Investment Officer

    Aaron serves as the Chief Investment Officer for Independent Financial Partners and is President of IFP Wealth Management. As the head of the IFP Investment Advisory Committee, Aaron leads the IFP research team in...

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    Aaron Gillman, CFP®, CFA

    Chief Investment Officer


    Aaron serves as the Chief Investment Officer for Independent Financial Partners and is President of IFP Wealth Management. As the head of the IFP Investment Advisory Committee, Aaron leads the IFP research team in conducting ongoing analytical economic, market and investment research and due diligence, along with providing sophisticated portfolio construction and management resources for financial advisors and their clients. Aaron earned his Bachelor’s degree in Finance from the University of Florida. *Not an employee of Ulin & Co. Wealth Management

     

  • William Hamm, CFP®, CFA, CLU

    CEO of IFP

    Bill is CEO and founder of Independent Financial Partners (IFP). Bill began his career in financial planning in 1983 with the CIGNA Corporation. He grew his private practice for almost 20 years when, in 2000, he had the...

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    William Hamm, CFP®, CFA, CLU

    CEO of IFP


    Bill is CEO and founder of Independent Financial Partners (IFP). Bill began his career in financial planning in 1983 with the CIGNA Corporation. He grew his private practice for almost 20 years when, in 2000, he had the opportunity to acquire an OSJ group of 10 advisors operating on the hybrid RIA platform within what was formerly known as Mutual Services Corporation.

    Growing from 10 advisors in 2000 to over 500 nationwide by 2018, what has most significantly contributed to this growth is Bill’s philosophy that the advisor comes first, and you can see this focus weaved into the entire fabric of the IFP value proposition.

    Bill holds a bachelor’s degree in Economics from the University of Florida (UF) and earned his master’s in Financial Services from the American College in Pennsylvania. He also holds a Bachelor’s degree in Business Administration with majors in Accounting and Finance from the University of South Florida. *Not an employee of Ulin & Co. Wealth Management

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